
Terms and Conditions of Use
Effective Date: [6/2/2025]
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Welcome to the Insurance Education Institute (IEI) website (“Site”). By accessing or using this Site, you agree to comply with and be bound by the following Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use the Site.
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1. Purpose of the Site
The content provided on this Site is intended solely for general educational and informational purposes. IEI is an independent platform offering structured educational programs and curated industry insights for licensed insurance professionals. No content on this Site constitutes, nor should be construed as, financial, legal, tax, investment, or compliance advice.
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2. No Professional Advice
IEI does not act as a financial advisor, broker-dealer, investment advisor, legal consultant, compliance professional, or insurance agent. Content on this Site is not tailored to any specific individual, client situation, jurisdiction, or regulatory requirement. Users are solely responsible for evaluating the appropriateness of any educational material for their own use and are strongly encouraged to consult with licensed legal, financial, and compliance professionals before acting on any information obtained through this Site.
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3. No Facilitation of Business Relationships
IEI does not structure, endorse, or facilitate referrals, business partnerships, introductions, or compensation agreements between professionals. Any references to collaboration, professional awareness, or cross-sector understanding are strictly for educational purposes and do not imply or support business coordination.
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4. Scope of Use
By using this Site, you affirm that you are a licensed professional or affiliated with a licensed insurance organization and are accessing this Site in a professional capacity. The Site is not intended for use by the general public or individual investors.
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5. Intellectual Property
All content on this Site—including but not limited to text, graphics, videos, presentations, and downloadable materials—is the property of IEI and is protected by U.S. copyright law and international treaties. Unauthorized use, reproduction, distribution, or modification of any content is strictly prohibited without express written consent from IEI.
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6. External Links
This Site may contain links to third-party websites. IEI does not control, endorse, or assume responsibility for the accuracy, content, or privacy practices of any third-party websites. Accessing such links is done at your own risk.
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7. Disclaimer of Warranties
All materials and content are provided “as is” and without warranties of any kind, express or implied. IEI makes no representations or guarantees about the accuracy, completeness, or timeliness of content and expressly disclaims all liability for any reliance on such content.
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8. Limitation of Liability
IEI shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your use of, or inability to use, this Site or its content. This includes, but is not limited to, damages for errors, omissions, interruptions, data loss, unauthorized access, or third-party content.
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9. Modifications to Terms
IEI reserves the right to modify these Terms at any time without prior notice. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
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10. Governing Law
These Terms are governed by the laws of the United States and the state in which IEI is headquartered, without regard to its conflict of law principles.
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11. Contact Information
For questions about these Terms or the use of the Site, please contact us at: info@insuranceinstitute.co
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The content provided by the Insurance Education Institute ("IEI") on this website—including all text, articles, white papers, downloads, and linked resources—is intended solely for general informational and educational purposes. This material is intended for informational use by licensed insurance professionals. It is not designed for public distribution or use by individual investors. Nothing on this site constitutes or should be construed as financial, investment, legal, tax, compliance, or professional advice. IEI does not act as a university, accredited institution, financial advisor, investment adviser, broker-dealer, or legal consultant. The information provided does not represent an offer, solicitation, or recommendation to buy, sell, or transact in any securities, insurance products, or advisory services.
IEI is an independent educational platform. IEI does not engage in or receive compensation from business arrangements between professionals. Any mentions of collaboration or networking are presented solely for general educational discussion. Any mention of professional collaboration or networking is strictly for educational awareness, and any resulting interactions occur entirely outside of IEI’s oversight, authority, or responsibility. IEI receives no compensation for introductions, strategy discussions, or featured materials. All users are strongly advised to consult with their own licensed legal, financial, and compliance professionals before taking any action based on the information provided. Compliance with applicable state and federal laws, including securities and insurance regulations, remains the sole responsibility of the user. While IEI strives to provide accurate and current information, all content reflects industry perspectives at the time of posting and may not reflect the latest regulatory changes or market developments. IEI disclaims all liability for errors, omissions, outdated materials, or reliance on third-party links or content not directly produced by IEI.
All website materials are protected under U.S. copyright laws and international treaties. Unauthorized use, reproduction, distribution, or modification of IEI content without express written permission is strictly prohibited and may result in legal action. IEI reserves the right to modify, update, or remove content at any time without prior notice. This website may contain external links to third-party sites. IEI does not control and is not responsible for the content, practices, or accuracy of these external sources. Accessing such links is at your own discretion and risk.By accessing this website, you acknowledge and agree to the terms of this disclaimer. IEI is not responsible for any technical issues, loss of data, viruses, or damages—including loss of profits—that may arise from the use of this website or its materials. This disclaimer is subject to change at any time without notice. Users are encouraged to review it periodically. Use of this site constitutes acceptance of these terms.